Is it easy to get an Installment Agreement?

Easy is a relative term.  There is a defined process put into place by the IRS to receive an Installment Agreement. If you go through the process, fill out the required paperwork, and you’re in tax compliance, you will be generally be granted an Installment Agreement.

One of the rules about getting an Installment Agreement is that you need to have all of your taxes filed.

You need to have all of your taxes filed and if not, you need to get them filed.

Then you need to fill out a 433-A Collection Information Form and give substantiation of some of your expenses for things like housing and utilities and vehicle payments.

The IRS is going to analyze your monthly income and monthly allowable expenses to determine how much you can afford to pay on an Installment Agreement.

If you have your taxes filed, you fill out all the paperwork, and ultimately you can afford the amount that the IRS says you can afford to pay for an Installment Agreement, then the IRS is going to grant you an Installment Agreement.

Those are the steps involved in getting an Installment Agreement.

To answer the question if it is easy, easy is a relative term. But if you qualify for an Installment Agreement and you can live with and manage the amount that the IRS says that you can afford to pay, then I say yes, it is easy to get an Installment Agreement.